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Choosing Between a 5/1 and 7/1 ARM?

With 30-year mortgage rates now topping 20-year highs, borrowers are looking to alternative loan options to save money on home loans. Adjustable rate mortgages (ARMs) are becoming more popular as home Dec 19, 2023

Understanding Mortgage Prepayment Penalties: The Hidden Costs

Mortgage prepayment penalties can be a perplexing aspect of your home financing journey. Essentially, they are fees imposed by lenders when you pay off your mortgage earlier than agreed upon or exceed Dec 12, 2023

Is Refinancing my Mortgage to Eliminate High-Interest Debt a Smart Move?

Are you tired of juggling a pile of bills, from high-interest credit card debts to personal loans and auto payments? If so, there might be a financial strategy that could simplify your life: refinanci Dec 05, 2023

Minimizing the Effect of Job Loss on Your Mortgage

In the dynamic landscape of personal finance, job loss can send shockwaves through your financial stability, particularly when it comes to managing your mortgage. Yet, with appropriate preparation and Nov 28, 2023

The Pros and Cons of Adjustable Rate Mortgages: Exploring Your Options

Are you considering an adjustable rate mortgage (ARM) for your home loan? It's important to weigh the pros and cons before making a decision. At True Capital Mortgage LLC, we understand the importance Nov 22, 2023

5 Essential Tips for First-Time Homebuyers

Are you ready to take the leap into homeownership? As a first-time homebuyer, the mortgage process can be overwhelming and confusing. However, with the right knowledge and guidance, you can navigate t Nov 21, 2023